Pay on Finance

We offer simple payment options to help you spread the cost. We make it really simple for you to make big purchases more manageable. There's only one form to fill out and we won't take a deposit. Subject to availability from V12 Finance.

Finance customer service

For all finance questions you might have please contact our provider V12 Finance.

V12 Finance are open Monday to Friday 8am-8pm, Saturday 9am-6pm and Sunday and Bank Holidays 10am-5pm.

How does it work?

We want to make sure that paying on finance is as easy as possible. Flexible repayment options are available on all orders between £250 and £15,000; making those big investments easier to manage, and with no deposit required.

All it takes is a simple application form. You can choose to spread the cost over a selection of months, with a competitive and manageable interest rate.


Add any combination of products and services from £250-£15,000 to your basket and select "Pay on Finance".


Take your pick from 24, 36 or 48 month plans.


Fill in your details and complete a simple application form. There's no deposit to pay, and interest is fixed at just 15.9% APR.

Representative examples

With our handy tool you can take a look at the various repayment periods and find out how much you could be paying per month.

Personalise examples

Enter roughly how much you would like to borrow below:

Loan amount must be between £250 and £15,000
24 months (15.9% APR)36 months (15.9% APR)48 months (15.9% APR)
Loan Amount
Loan Term
Representative APR%
Monthly Repayments
Total Repayable

Underfloor Heating UK is a trading division of Edison House Trading Ltd. Edison House Trading Ltd is authorised and regulated by the Financial Conduct Authority. Edison House Trading Ltd only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit provided subject to age and status. Registered office Edison House, Edison Close, Ransomes Europark, Ipswich, Suffolk, IP3 9GU, United Kingdom.